/* =========================================
   Reset & Base
   ========================================= */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --white:         #ffffff;
  --gray-50:       #f4f6fb;
  --gray-100:      #eceef7;
  --gray-200:      #dde0ef;
  --gray-300:      #c5c9db;
  --gray-400:      #9298b0;
  --gray-500:      #676d84;
  --gray-700:      #32364a;
  --gray-900:      #0e0e16;
  --surface-hero:  #1a1a1a;
  --accent:        #e05a00;
  --accent-lt:     #fff5f0;
  --accent-dk:     #b84400;
  --green:         #16a34a;
  --green-lt:      #f0fdf4;
  --red:           #dc2626;
  --red-lt:        #fef2f2;
  --yellow-lt:     #fffbeb;
  --shadow-sm:     0 1px 4px rgba(0, 0, 0, .05);
  --shadow-md:     0 4px 20px rgba(0, 0, 0, .09);
  --shadow-lg:     0 12px 40px rgba(0, 0, 0, .13);
  --radius-sm:     6px;
  --radius-md:     12px;
  --radius-lg:     20px;
  --font:          'Noto Sans JP', 'Hiragino Sans', 'Yu Gothic', sans-serif;
  --transition:    0.25s ease;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font);
  color: var(--gray-700);
  background: #f4f4f0;
  line-height: 1.75;
  -webkit-font-smoothing: antialiased;
}

a {
  color: var(--accent);
  text-decoration: none;
  transition: color var(--transition);
}
a:hover { color: var(--accent-dk); }

ul { list-style: none; }
img { max-width: 100%; height: auto; display: block; }

/* =========================================
   Accessibility Utilities
   ========================================= */
.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* =========================================
   Layout
   ========================================= */
.container {
  max-width: 1080px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

/* =========================================
   Header
   ========================================= */
.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: #e05a00;
  border-bottom: 3px solid #b84400;
  height: 64px;
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
}

.logo {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: .02em;
}
.logo span { color: #ffb87a; }

.nav__list {
  display: flex;
  gap: 2rem;
}
.nav__list a {
  font-size: .875rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.5);
  transition: color var(--transition);
  position: relative;
  padding-bottom: 2px;
}
.nav__list a::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 0;
  height: 1.5px;
  background: #ffb87a;
  border-radius: 2px;
  transition: width var(--transition);
}
.nav__list a:hover {
  color: var(--white);
}
.nav__list a:hover::after {
  width: 100%;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: .5rem;
}
.nav-toggle span {
  display: block;
  width: 22px;
  height: 1.5px;
  background: rgba(255, 255, 255, 0.65);
  border-radius: 2px;
  transition: var(--transition);
}

/* =========================================
   Buttons
   ========================================= */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .5rem;
  padding: .75rem 2rem;
  font-size: .9rem;
  font-weight: 600;
  border-radius: var(--radius-sm);
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
}
.btn--primary {
  background: var(--accent);
  color: var(--white);
  border-color: var(--accent);
}
.btn--primary:hover {
  background: var(--accent-dk);
  border-color: var(--accent-dk);
  color: var(--white);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(224, 90, 0, 0.4);
}
.btn--outline {
  background: transparent;
  color: rgba(255, 255, 255, 0.75);
  border-color: rgba(255, 255, 255, 0.2);
}
.btn--outline:hover {
  background: rgba(255, 255, 255, 0.07);
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.4);
}
.btn--lg { padding: .9rem 2.5rem; font-size: 1rem; }

/* =========================================
   Hero
   ========================================= */
.hero {
  padding: 9rem 0 8rem;
  background: var(--surface-hero);
  position: relative;
  overflow: hidden;
}

/* Subtle grid overlay */
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(224, 90, 0, 0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(224, 90, 0, 0.04) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}

.hero__inner {
  max-width: 740px;
  position: relative;
  z-index: 1;
}

.hero__label {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: #ffb87a;
  margin-bottom: 1.75rem;
  padding: .35rem .9rem;
  background: rgba(224, 90, 0, 0.12);
  border: 1px solid rgba(224, 90, 0, 0.28);
  border-radius: 999px;
}
.hero__label::before {
  content: '';
  display: inline-block;
  width: 5px;
  height: 5px;
  background: #ffb87a;
  border-radius: 50%;
}

.hero__title {
  font-size: clamp(3rem, 8vw, 5.5rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.1;
  letter-spacing: -.03em;
  margin-bottom: 1.5rem;
}
.hero__title em {
  font-style: normal;
  color: #ffb87a;
}

.hero__sub {
  font-size: 1.05rem;
  color: rgba(255, 255, 255, 0.55);
  line-height: 1.85;
  margin-bottom: 2.5rem;
  max-width: 520px;
}

.hero__actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 4rem;
}

.hero__stats {
  display: flex;
  gap: 3rem;
  padding-top: 2.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.07);
}
.hero__stat-num {
  display: block;
  font-size: 1.85rem;
  font-weight: 800;
  color: var(--white);
  line-height: 1;
  margin-bottom: .35rem;
  letter-spacing: -.03em;
}
.hero__stat-label {
  font-size: .78rem;
  color: rgba(255, 255, 255, 0.45);
  font-weight: 500;
}

/* =========================================
   Overview
   ========================================= */
.overview {
  padding: 6rem 0;
  background: var(--white);
}
.overview__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}
.overview__card {
  padding: 2.25rem;
  background: var(--gray-50);
  border: none;
  border-radius: var(--radius-lg);
  transition: background var(--transition), box-shadow var(--transition);
}
.overview__card:hover {
  background: var(--white);
  box-shadow: var(--shadow-lg);
}
.overview__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  background: var(--accent-lt);
  border-radius: var(--radius-md);
  color: var(--accent);
  margin-bottom: 1.25rem;
}
.overview__icon svg {
  width: 22px;
  height: 22px;
  stroke: currentColor;
  stroke-width: 2;
  fill: none;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.overview__card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: .5rem;
}
.overview__card p {
  font-size: .875rem;
  color: var(--gray-500);
  line-height: 1.7;
}

/* =========================================
   Sections
   ========================================= */
.section {
  padding: 7rem 0;
}
.section--gray {
  background: var(--gray-50);
}

.section__header {
  text-align: center;
  margin-bottom: 4rem;
}
.section__tag {
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: .75rem;
}
.section__title {
  font-size: clamp(1.8rem, 4vw, 2.6rem);
  font-weight: 800;
  color: var(--gray-900);
  line-height: 1.2;
  letter-spacing: -.025em;
  margin-bottom: 1rem;
}
.section__lead {
  font-size: 1rem;
  color: var(--gray-500);
  max-width: 520px;
  margin: 0 auto;
}

/* =========================================
   Two Column Layout
   ========================================= */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: start;
}
.two-col__text h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: .75rem;
}
.two-col__text p {
  color: var(--gray-500);
  margin-bottom: 1rem;
}

/* =========================================
   Info Box
   ========================================= */
.info-box {
  background: var(--gray-50);
  border: none;
  border-radius: var(--radius-lg);
  padding: 2rem;
}
.info-box__item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
}
.info-box__item strong {
  display: block;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: .25rem;
}
.info-box__item p {
  font-size: .875rem;
  color: var(--gray-500);
}
.info-box__num {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  background: var(--accent);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .75rem;
  font-weight: 700;
}
.info-box__divider {
  height: 1px;
  background: var(--gray-200);
  margin: 1.25rem 0;
}

/* =========================================
   Check List
   ========================================= */
.check-list {
  display: flex;
  flex-direction: column;
  gap: .5rem;
  margin-top: 1rem;
}
.check-list li {
  padding-left: 1.5rem;
  position: relative;
  font-size: .9rem;
  color: var(--gray-500);
}
.check-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--green);
  font-weight: 700;
}
.check-list--sm li { font-size: .85rem; }

/* =========================================
   Steps
   ========================================= */
.steps {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.step {
  display: grid;
  grid-template-columns: 140px 1fr;
  gap: 2rem;
  align-items: start;
  background: var(--white);
  border: none;
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition);
  position: relative;
  z-index: 1;
}
.step + .step {
  margin-top: 1.25rem;
}
.step:hover {
  box-shadow: var(--shadow-md);
}

.step__num {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: .35rem;
}
.step__num-text {
  font-size: .62rem;
  font-weight: 800;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--accent);
}
.step__num-digit {
  width: 52px;
  height: 52px;
  background: var(--surface-hero);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  font-weight: 800;
  border: 2px solid var(--accent);
  box-shadow: 0 0 0 4px rgba(224, 90, 0, 0.1);
}

.step__content h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: .75rem;
}
.step__content p {
  color: var(--gray-500);
  font-size: .95rem;
  margin-bottom: 1.25rem;
}

.step__tips {
  background: var(--gray-50);
  border-radius: var(--radius-sm);
  padding: 1rem 1.25rem;
  border-left: 3px solid var(--accent);
}
.step__tips p { font-size: .85rem; font-weight: 700; color: var(--gray-700); margin-bottom: .5rem; }
.step__tips ul {
  list-style: disc;
  padding-left: 1.25rem;
}
.step__tips ul li {
  font-size: .875rem;
  color: var(--gray-500);
  margin-bottom: .25rem;
}

/* Broker Table */
.broker-table { overflow-x: auto; }
.broker-table table {
  width: 100%;
  border-collapse: collapse;
  font-size: .875rem;
}
.broker-table th, .broker-table td {
  padding: .75rem 1rem;
  text-align: left;
  border-bottom: 1px solid var(--gray-100);
}
.broker-table thead th {
  background: var(--gray-50);
  color: var(--gray-700);
  font-weight: 700;
  font-size: .8rem;
}
.broker-table tbody tr:hover { background: var(--gray-50); }
.broker-table td:last-child { font-weight: 700; color: var(--accent); }

/* Highlight Box (NISA) */
.highlight-box {
  display: flex;
  align-items: center;
  gap: 1rem;
  background: var(--surface-hero);
  border: 1px solid rgba(224, 90, 0, 0.25);
  border-radius: var(--radius-lg);
  padding: 1.75rem 2rem;
  flex-wrap: wrap;
}
.highlight-box__col {
  flex: 1;
  min-width: 130px;
}
.highlight-box__col strong {
  display: block;
  font-weight: 700;
  color: #ffcc99;
  margin-bottom: .4rem;
  font-size: .9rem;
}
.highlight-box__col p {
  font-size: .85rem;
  color: rgba(255, 255, 255, 0.5);
}
.highlight-box__col--total strong { color: var(--white); }
.highlight-box__col--total p { color: var(--white); font-size: 1.1rem; font-weight: 700; }
.highlight-box__plus, .highlight-box__equal {
  font-size: 1.5rem;
  font-weight: 300;
  color: rgba(255, 255, 255, 0.25);
  flex-shrink: 0;
}

/* Product Grid */
.product-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}
.product-card {
  background: var(--gray-50);
  border: none;
  border-radius: var(--radius-md);
  padding: 1.5rem;
  transition: background var(--transition), box-shadow var(--transition);
}
.product-card:hover {
  background: var(--white);
  box-shadow: var(--shadow-md);
}
.product-card h4 {
  font-size: .9rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: .5rem;
}
.product-card p {
  font-size: .82rem;
  color: var(--gray-500);
  margin-bottom: .75rem;
}

.badge {
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  padding: .2rem .65rem;
  border-radius: 999px;
}
.badge--green { background: var(--green-lt); color: var(--green); }
.badge--blue { background: var(--accent-lt); color: var(--accent-dk); }
.badge--gray { background: var(--gray-100); color: var(--gray-700); }

/* Order Compare */
.order-compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}
.order-compare__item {
  background: var(--gray-50);
  border: none;
  border-radius: var(--radius-md);
  padding: 1.5rem;
}
.order-compare__item h4 {
  font-size: .9rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: .5rem;
}
.order-compare__item p { font-size: .85rem; color: var(--gray-500); margin-bottom: .5rem; }
.order-compare__merit { color: var(--green) !important; font-size: .82rem !important; }
.order-compare__demerit { color: var(--red) !important; font-size: .82rem !important; }

/* =========================================
   Glossary
   ========================================= */
.glossary {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1px;
  background: var(--gray-200);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.glossary__item {
  background: var(--white);
  padding: 1.5rem;
  transition: background var(--transition);
}
.glossary__item:hover { background: var(--gray-50); }
.glossary__item dt {
  font-size: .95rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: .5rem;
  display: flex;
  align-items: center;
  gap: .5rem;
}
.glossary__item dt::before {
  content: '';
  display: inline-block;
  width: 3px;
  height: 1em;
  background: var(--accent);
  border-radius: 2px;
  flex-shrink: 0;
}
.glossary__item dd {
  font-size: .875rem;
  color: var(--gray-500);
  line-height: 1.7;
}

/* =========================================
   Strategy Grid
   ========================================= */
.strategy-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 1.5rem;
  align-items: start;
}
.strategy-card {
  background: var(--white);
  border: none;
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition);
}
.strategy-card:hover {
  box-shadow: var(--shadow-md);
}

.strategy-card--featured {
  background: var(--surface-hero);
  border: 1px solid rgba(224, 90, 0, 0.2);
  box-shadow: 0 8px 40px rgba(224, 90, 0, 0.15);
}
.strategy-card--featured:hover {
  box-shadow: 0 16px 50px rgba(224, 90, 0, 0.22);
}
.strategy-card--featured h3 {
  color: var(--white);
}
.strategy-card--featured p {
  color: rgba(255, 255, 255, 0.55);
}
.strategy-card--featured .check-list li {
  color: rgba(255, 255, 255, 0.55);
}
.strategy-card--featured .check-list li::before {
  color: #ffb87a;
}

.strategy-card__tag {
  display: inline-block;
  background: rgba(224, 90, 0, 0.18);
  color: #ffcc99;
  font-size: .72rem;
  font-weight: 700;
  padding: .25rem .75rem;
  border-radius: 999px;
  margin-bottom: .75rem;
  letter-spacing: .05em;
}
.strategy-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: .75rem;
}
.strategy-card p {
  font-size: .875rem;
  color: var(--gray-500);
  margin-bottom: 1rem;
}
.strategy-card__example {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.07);
  border-radius: var(--radius-sm);
  padding: 1rem 1.25rem;
  margin-top: 1.25rem;
}
.strategy-card__example strong {
  display: block;
  font-size: .8rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.4);
  margin-bottom: .4rem;
}
.strategy-card__example p {
  font-size: .875rem;
  color: var(--white);
  font-weight: 600;
  margin-bottom: 0;
}
.strategy-card__example small {
  font-size: .78rem;
  color: rgba(255, 255, 255, 0.4);
  font-weight: 400;
}

/* =========================================
   Risk Section
   ========================================= */
.risk-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  margin-bottom: 2rem;
}
.risk-card {
  background: var(--gray-50);
  border: none;
  border-radius: var(--radius-lg);
  padding: 2rem;
}
.risk-card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 1.25rem;
}
.risk-list {
  display: flex;
  flex-direction: column;
  gap: .85rem;
}
.risk-list li {
  display: flex;
  flex-direction: column;
  gap: .2rem;
  padding-left: 1rem;
  border-left: 2.5px solid var(--red);
}
.risk-list li strong { font-size: .9rem; color: var(--gray-900); }
.risk-list li span { font-size: .82rem; color: var(--gray-500); }

.risk-rules {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}
.risk-rules li {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
}
.risk-rules__num {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  background: var(--accent);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .8rem;
  font-weight: 700;
  margin-top: .1rem;
}
.risk-rules li strong {
  display: block;
  font-size: .9rem;
  color: var(--gray-900);
  margin-bottom: .25rem;
}
.risk-rules li p {
  font-size: .85rem;
  color: var(--gray-500);
}

.notice-box {
  background: var(--yellow-lt);
  border: 1px solid #fde68a;
  border-radius: var(--radius-md);
  padding: 1.25rem 1.5rem;
}
.notice-box p {
  font-size: .875rem;
  color: #92400e;
  line-height: 1.7;
}

/* =========================================
   FAQ
   ========================================= */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: .75rem;
}
.faq-item {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: border-color var(--transition), box-shadow var(--transition);
}
.faq-item[open] {
  border-color: var(--accent);
  box-shadow: 0 4px 20px rgba(224, 90, 0, 0.08);
}
.faq-item__q {
  list-style: none;
  padding: 1.25rem 1.75rem;
  font-size: .95rem;
  font-weight: 600;
  color: var(--gray-900);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  transition: background var(--transition);
}
.faq-item__q::-webkit-details-marker { display: none; }
.faq-item__q::after {
  content: '+';
  font-size: 1.4rem;
  font-weight: 300;
  color: var(--accent);
  flex-shrink: 0;
  line-height: 1;
  transition: transform var(--transition);
}
.faq-item[open] .faq-item__q::after {
  transform: rotate(45deg);
}
.faq-item__q:hover { background: var(--gray-50); }
.faq-item__a {
  padding: 0 1.75rem 1.5rem;
  border-top: 1px solid var(--gray-100);
}
.faq-item__a p {
  font-size: .9rem;
  color: var(--gray-500);
  line-height: 1.8;
  padding-top: 1.25rem;
}

/* =========================================
   CTA
   ========================================= */
.cta {
  background: var(--surface-hero);
  padding: 8rem 0;
  position: relative;
  overflow: hidden;
}
.cta::before {
  content: '投資';
  position: absolute;
  right: -1rem;
  top: 50%;
  transform: translateY(-50%);
  font-size: clamp(8rem, 20vw, 16rem);
  font-weight: 800;
  color: rgba(255, 255, 255, 0.02);
  line-height: 1;
  pointer-events: none;
  user-select: none;
  letter-spacing: -.04em;
}
.cta::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 600px;
  height: 400px;
  background: radial-gradient(ellipse, rgba(224, 90, 0, 0.08) 0%, transparent 70%);
  pointer-events: none;
}
.cta__inner {
  text-align: center;
  position: relative;
  z-index: 1;
}
.cta h2 {
  font-size: clamp(1.8rem, 4.5vw, 2.6rem);
  font-weight: 800;
  color: var(--white);
  margin-bottom: 1rem;
  letter-spacing: -.025em;
}
.cta p {
  color: rgba(255, 255, 255, 0.5);
  margin-bottom: 2.5rem;
  font-size: 1rem;
}
.cta .btn--primary {
  background: var(--white);
  color: var(--accent-dk);
  border-color: var(--white);
  font-size: 1rem;
  padding: .9rem 2.5rem;
}
.cta .btn--primary:hover {
  background: var(--gray-50);
  border-color: var(--gray-50);
  box-shadow: 0 4px 24px rgba(255, 255, 255, 0.15);
}

/* =========================================
   Footer
   ========================================= */
.footer {
  background: var(--gray-900);
  border-top: 1px solid rgba(255, 255, 255, 0.04);
}
.footer__inner {
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: 3rem;
  padding: 3.5rem 1.5rem;
}
.footer__brand .logo { color: var(--white); }
.footer__brand .logo span { color: #ffb87a; }
.footer__brand p {
  font-size: .85rem;
  color: rgba(255, 255, 255, 0.3);
  margin-top: .75rem;
  line-height: 1.7;
}
.footer__nav ul {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .5rem 2rem;
  margin-top: .5rem;
}
.footer__nav a {
  font-size: .85rem;
  color: rgba(255, 255, 255, 0.35);
  transition: color var(--transition);
}
.footer__nav a:hover { color: var(--white); }

.footer__bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.04);
  padding: 1.5rem;
}
.footer__bottom p {
  font-size: .78rem;
  color: rgba(255, 255, 255, 0.22);
  line-height: 1.7;
  max-width: 700px;
}
.footer__copy {
  margin-top: .5rem;
}

/* =========================================
   Responsive
   ========================================= */
@media (max-width: 900px) {
  .two-col { grid-template-columns: 1fr; gap: 2.5rem; }
  .strategy-grid { grid-template-columns: 1fr; }
  .overview__grid { grid-template-columns: 1fr; }
  .glossary { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .nav {
    display: none;
    position: absolute;
    top: 64px;
    left: 0;
    right: 0;
    background: rgba(8, 8, 16, 0.98);
    border-bottom: 1px solid rgba(255, 255, 255, 0.06);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.5);
    padding: 1rem 0;
  }
  .nav.is-open { display: block; }
  .nav__list {
    flex-direction: column;
    gap: 0;
    padding: 0 1.5rem;
  }
  .nav__list a {
    display: block;
    padding: .75rem 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.06);
    font-size: .95rem;
  }
  .nav-toggle { display: flex; }

  .hero { padding: 6rem 0 5rem; }
  .hero__stats { gap: 2rem; }

  .section { padding: 5rem 0; }
  .overview { padding: 4rem 0; }

  .step {
    grid-template-columns: 1fr;
    gap: 1.25rem;
    padding: 1.75rem;
  }
  .step__num {
    flex-direction: row;
    align-items: center;
    gap: .75rem;
  }
  .step__num-text { order: 2; }

  .product-grid { grid-template-columns: 1fr; }
  .order-compare { grid-template-columns: 1fr; }
  .risk-grid { grid-template-columns: 1fr; }

  .highlight-box { flex-direction: column; gap: .75rem; }
  .highlight-box__plus, .highlight-box__equal { display: none; }

  .footer__inner { grid-template-columns: 1fr; gap: 2rem; }
  .footer__nav ul { grid-template-columns: 1fr 1fr; }

  .cta::before { display: none; }
}

@media (max-width: 480px) {
  .hero__title { font-size: 2.5rem; }
  .hero__actions { flex-direction: column; }
  .hero__stats { gap: 1.5rem; flex-wrap: wrap; }
  .btn { width: 100%; }
  .broker-table { font-size: .8rem; }
  .faq-item__q { padding: 1rem 1.25rem; font-size: .9rem; }
  .faq-item__a { padding: 0 1.25rem 1.25rem; }
}

/* =========================================
   Scroll animations
   ========================================= */
@media (prefers-reduced-motion: no-preference) {
  .step,
  .overview__card,
  .strategy-card,
  .risk-card,
  .glossary__item,
  .faq-item {
    opacity: 0;
    transform: translateY(16px);
    transition: opacity .45s ease, transform .45s ease, box-shadow .25s ease, background .25s ease, border-color .25s ease;
  }
  .step.visible,
  .overview__card.visible,
  .strategy-card.visible,
  .risk-card.visible,
  .glossary__item.visible,
  .faq-item.visible {
    opacity: 1;
    transform: translateY(0);
  }
}